Laying off a significant number of people seemed like the best option when the recession hit the United States. Unemployment insurance claims spiked faster than the recession could in states including Michigan, Missouri, North Carolina, South Carolina, Idaho, Georgia, Arkansas, Kansas, as well as Florida. 

The state-run unemployment insurance benefit works out for individuals who have lost their jobs and are looking for new jobs. Meanwhile, they get paid via unemployment insurance based on a state trust fund. The state benefits via unemployment insurance were noted to be around 26 weeks. 

Some states provide a specific set of benefits, while other states may not. It is common now that several states cut back on unemployment funds to have increased financial security. Florida is well known for making it difficult for unemployed and low-paid employees. As unemployment rates grew higher, Florida cut out on its funding for unemployed even more. 

During and before the Great Recession, thirty percent of Floridians used to qualify for the unemployment trust fund and insurance. After Florida was inundated with debt and it borrowed money from the federal government for paying the unemployment funds among other expenses, Florida increased the qualifications required to receive unemployment benefits. Qualification rates for the unemployment trust fund fell to ten percent after the ramifications of the recession hit. 

The current situation in Florida is not any different. The state has the highest number of unemployed individuals in the United States. An unemployed person requires at least twelve to fifteen weeks to find a new job and to get off of unemployment insurance. 

However, most people can exhaust funds in this period even before finding a new job. Also, the state isn’t flexible about these benefits. Even though Florida has renamed the state unemployment insurance fund Reemployment Assistance, the delayed approval of the funds for the rightful candidates and strenuous working of the system makes it quite rough to get the state on track. 

Florida has a knack for finding solutions, yet, it lags in the Human Resources sector. A better system must be in place to reassess the various facets of unemployment insurance and the factors that revolve around it. Mainly, monitoring the job losses is essential to evaluate and prioritize the people applying for unemployment benefits. 

The system works too slowly to promptly deliver the insurance benefits to recipients. This causes people not to be able to get the full benefits, which may place undue hardships on them.

The limitations of the unemployment insurance policy and trust fund freeze the recipient in a situation sometimes when they can’t get money from the state for a particular need (for example, health conditions, accidents, etc.). 

A more flexible plan is required for the state, its residents, and employees to fix inefficiencies and be appropriately executed. Reforms need to be made to Florida’s unemployment benefits to provide additional benefits for displaced employees, fewer restrictions on qualifications for the benefits, and improved efficiency for the disbursement of the benefits.